Coffee Break

Something that is definitely an acquired skill is learning how to budget. My mom had me get a job right when I turned 16 years old, and at this point I really didn't understand the value of money or saving money. Every two weeks I'd get a pay check, go to the mall, go out to eat, and by the...

One of the greatest rights we have in the United States is the right to vote.Want to add a caption to this image? Click the Settings icon.This past year was my first time voting - I voted for the 2018 mid-term elections.Now unfortunately, I missed out on the last presidential election because I was not registered to vote.

When I was a senior in high school, I had to make a decision that would ultimately set me up for the rest of my life: Choosing the College I would spend my next four years at.
My story is much different than most high schoolers. I moved to Northern Kentucky my sophomore year of high school. It was...

Functional resumes are mainly used if you have imperfect work experience, or if you are wanting to change your current industry. This form should be used if you have periods of unemployment because this will make your work experience seem more appealing to hiring managers.

What is Credit Utilization and Why is it Important?
Credit utilization is defined as the percentage of the available credit that has been borrowed. Credit Utilization is important because it comprises 30% of your total credit score. If your credit utilization is too high (maxing out or getting very close to your credit limit repeatedly), FICO views...

As discussed in 'What's a Credit Score?' post, FICO is a software most major lenders will use to decide whether to extend credit to customers and at what interest rates.So how exactly does FICO determine your credit score?There is a secretive algorithm behind the inner workings of the FICO scoring scale. But generally, there are five components...

A Reverse-Chronological resume presents your work experience information from your most recent job to your oldest job. Your newest jobs will most likely be your most relevant -- ultimately being the experience your potential new employer will be looking at most. Reverse-Chronological resumes showcase promotions and advancements in your career.

A credit score is defined as a number assigned to a person that third parties, such as lenders, will use to indicate the risk of lending money to that person. Banks, credit card agencies, and other institutions will use this score to assess if one will be able to pay off any debts that have accrued.
Your credit score...